Building & Contents Insurance

The right cover

We offer you the opportunity to pick and choose the level of cover that best suits your requirements.

At Charles James we believe that insurance protection should be flexible enough to match the customer's needs exactly. That's why the companies we use offer a range of options which can be tailored to your particular requirements - while still keeping the cost low.

The right deal

If, like many people, you still insure your property through your bank or building society, when was the last time that you checked that you are not paying too much? You are certainly not obliged to insure your property with them.

Why not let us quote for your buildings and contents cover? Not only are rates attractive but if you take out cover for buildings and contents together you may be eligible for a further cost saving discount.

No hassle claims

We know that if you need to make a claim, you'll want it sorted out as soon as possible. In most cases all you have to do is give the details of your claim over the phone to a company claim hotline and an incident manager will start dealing with your claim straight away.

No claim discount

A lot of insurance companies offer a no claim discount on their home insurance policies. It is important that you inform us of the last date you made a claim to ensure that you receive the full discount available.

Travel Insurance

Anyone planning overseas travel needs the protection of Travel Insurance. We can offer a wide range of cover from Holiday to Business, Standard and Long Stay policies. Unlike some of the other insurance policies we can cover for occasional participation in the following typical holiday activities for free, Jet Skiing, Scuba Diving, Water Skiing, Safaris and many more. All at competitive prices.